Direct Sales

Gumroad vs Ko-fi

Gumroad charges a flat 10% plus $0.50 per sale, suitable for straightforward digital product sales. Ko-fi offers a free tier with 0% on tips and 5% on shop sales, plus a Gold plan from ~$6/month, and includes memberships. Ko-fi provides more pricing flexibility and additional monetization options like tips and memberships. Gumroad is simpler for direct digital sales, while Ko-fi is better for diversified income streams.

Pick Gumroad

Pick Gumroad if you want a simple, all-in-one checkout for digital products with a clear percentage-based fee and no monthly subscription.

Pick Ko-fi

Pick Ko-fi if you want to accept tips, sell physical or digital goods, and offer memberships, with lower transaction fees on the free plan.

At a glance

GumroadKo-fi
Pricing10% + $0.50/saleFree; Gold from ~$6/mo
Pricing modelPaidFreemium
Free optionNoYes
PlatformsWebWeb
Best forDirect SalesDirect Sales
AI featuresNoNo
Open sourceNoNo

Gumroad

gumroad.com

Simple creator checkout for digital products.

Visit Gumroad

Ko-fi

ko-fi.com

Tips/shop/memberships; 0% on donations, 5% on shop (free plan).

Visit Ko-fi

See more options: Gumroad alternatives · Ko-fi alternatives